House financing

Whether you're buying your first home, looking to refinance your loan, or investing in real estate, Imbeault Prêts supports you at every step. With our expertise in residential financing, we help you find the best solutions tailored to your situation and financial goals.

Our services

Buying a property

We'll be with you from the start of the process right through to loan approval, advising you on down payments and mortgage insurance.

 

Refinancing your mortgage

Optimize your loan by obtaining a better rate, access the equity in your property to finance your projects (renovations, investments, debt consolidation) or readjust your payments for greater flexibility.

Financing for real-estate investors

Are you looking to buy an income property? We structure strategic financing to maximize your return, minimize your costs and optimize your short- and long-term investments.

Pre-qualification

Buying a property requires careful preparation. That's why we'll help you draw up a budget, set up a savings strategy for your downpayment, evaluate your borrowing capacity and define an action plan to make your real estate project a reality.

Renewal

By taking the time to evaluate your options, you could obtain a better rate, more advantageous terms and considerable savings over the long term. Don't miss this opportunity to optimize your financing!

Self-construction

Embarking on a self-build project is a great opportunity, but it's crucial to examine all your financing options before committing to your current banking institution. Comparing offers on the market may enable you to obtain more flexible conditions, a better rate and financing better suited to your project.

Personalized support

Every real estate project is unique, which is why we take the time to understand your financial situation and objectives. At Imbeault Prêts, we offer a tailor-made service, guiding you every step of the way. From the analysis of your borrowing capacity to the signing of your loan, we are at your side to answer all your questions and ensure a stress-free experience.

Access to a vast network of lenders

Thanks to our network of banking partners and private lenders, we give you access to a wide range of financing options. Whether you're looking for the best terms for a mortgage, refinancing or real estate investment financing, we compare and negotiate on your behalf to obtain the most advantageous offer.

A transparent and efficient approach

We believe in a relationship of trust with our customers. That's why we explain every step of the process clearly, with no hidden costs or unpleasant surprises. Our aim is to simplify the process for you, by providing precise advice and speeding up the processing of your file, so that you can bring your project to fruition under the best possible conditions.

Solutions tailored to your needs

Whether you're a first-time buyer, a property investor or a homeowner looking to refinance, we'll find the right solution for you. We take into account your income, risk tolerance and future plans to offer you flexible, cost-effective financing that's perfectly aligned with your needs.